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Cybersecurity insurance (cyber insurance) is a product that enables businesses to mitigate the risk of cyber crime activity like cyberattacks and data breaches. It protects organizations from the cost of internet-based threats affecting IT infrastructure, information governance, and information policy, which often are not covered by commercial liability policies and traditional insurance products. Cyber insurance … Read more

Home insurance is a type of general insurance that helps individuals safeguard their properties from any natural calamities or man-made perils. With this policy, homeowners can get financial coverage for any damage or lost content of the house.Homeowners insurance covers the cost of fixing or replacing your home when it gets damaged by a covered event, … Read more

The insurance industry finds itself at the forefront of a transformative wave, leveraging the power of big data to revolutionize traditional practices. Big data, characterized by its vast volume, velocity, and variety, has emerged as a game-changer, reshaping how insurers understand risk, personalize policies, and enhance customer experiences.  One-size-fits-all insurance policies are becoming a thing … Read more

Eco-friendly replacement materials endorsements, which are offered on some standard homeowners policies. After a loss, these allow the insured to replace or rebuild with more sustainable materials, practices and products.Adopting practices that are known to be safe for the environment—aka “going green”—might also help you save on your insurance costs. Whether you’re considering an eco-friendlier … Read more